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Representative 277.5% APR
Representative Example: Borrow £700 and pay £111.27 per month for 12 months at an interest rate of 140% per annum (fixed).
The total charge for credit is £635.24 The total amount repayable is £1335.24. Representative 277.5% APR (variable). Your APR rate will be based on your circumstances.
Rates from 45.3% APR to 1575% APR – we provide a no obligation quote, your APR will be based on your personal circumstances. You can choose a repayment period from 3-18 months when make your application.
Our Variety of Loan Options
There are many kinds of loans to choose from and it can be very hard to know which one will suit you best.
Don’t worry though, we have a dedicated team of experts on hand all day every day so if you do apply toward the wrong kind of finance or we think something will suit your needs better then we will let you know right away.
We are completely dedicated to making sure that you get the right plan to fulfil you needs.
As mentioned the list of loans is quite a long long, but we have tried to group them up to make the decision process a lot smoother and easier on you. Here are some of the categories:
- Personal Loans
Theses are like payday loans and are nearly always unsecured.
- Term Loans
Stretching over a specific period of time, these are often mixed with other kinds.
- Debt Consolidation
Designed for those that owe several different companies different amounts. You will be able to better control your finances.
- Logbook Loan
Usually for getting a vehicle but sometimes just using an existing vehicle as collateral.
- Guarantor Loans
For those that have a friend or family member able to back them up if they have trouble paying the instalments.
- Bad Credit or No Credit Check Loans
Made for those with bad credit history, even those that have been blacklisted can apply for this variety.
- Direct Lenders
This means that you are getting the money direct from the one lending it, cutting out the usual middlemen.
- Fast, Quick or Same Day Loans
Meant to be the quickest form of finance for those that are in a rush to get the money they are applying for.
Representative 305.9% APR. Representative example: £400 borrowed for 90 days.
Total amount repayable is £561.92 in 3 monthly instalments of £187.31.
Interest charged is £161.92, interest rate 161.9% (variable)
Loanload is a credit broker and not a lender. We pass your information to a lender once you have been accepted for a plan. We take a fee from the lender only, once you’re approved and we do not add charges to your plan in doing so.
Warning: Late repayment can cause you serious money problems. For help, go to moneyadvice.org.uk
Loanload.co.uk is a registered trading style of Serpable Ltd, which is an Introducer Appointed Representative of Quint Group Limited and is entered on the financial services register under the reference number 780328. Quint Group Limited is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register under reference number: 669450. Serpable Ltd is registered in England and Wales (Company number: 10699069), Registered Office, 17 Collingbourne Avenue, Bournemouth, Dorset. BH6 5QR.
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Representative Example: Borrowing £3,000 over 2 years at an interest rate of 59.9% p.a. (fixed), you will repay 24 monthly payments of £217.22 per month. Interest payable £2,213.28. Total amount payable £5,213.28. Representative 79.4% APR. Rates from 24.2% to 299.9% max APR.
Advantages of Unsecured Loans
Unsecured loans are loans that are offered to people without the need for collateral. What this means is that you don’t need to put the loan against your house or car or any other asset. This is great for those that do not have these assets or do not wish to have any risk of losing them. You will have to, however, be able to prove that you meet the requirements for either credit or income.
Unsecured loans are easier to obtain than secured loans because you don’t need to supply collateral. While lenders can seize the collateral if you default on a secured loan, a lender can’t take any of your property if you default on an unsecured business loan unless you obtain a court order. Finally, if you file for bankruptcy, the court may discharge unsecured loans, but it won’t typically discharge secured ones. What this means is that you can get the finance you are looking for without the usual hassle involved of going into a bank or filling for a mortgage. Anyone with any kind of credit history can apply for an unsecured loan, making them a hugely popular form of finance in the modern world.
How to Apply for an Unsecured Personal Loan
It couldn’t be easier to get the cash you want, it really is an easy process. All you need to do is fill out our online application form with your details and a layout of what sort of finance you are after. The application should take you no more than two minutes to complete and will not ask for more personal details than is absolutely necessary for the plan. Once you have completed the form it will go over to our expert team to be reviewed. Our team will take all your criteria into account and use them to find the most suitable plan to meet your needs. They will put you in touch with the lender that fits your required finance.
They will put you in touch with the lender that fits your required finance. What this means is that you can get the cash you need with minimal effort. All in all, you can get cash straight into your account an hour or even less.
5 most recent personal loan reviews
They really helped me when I needed it most. Wanted quick cash to pay for a one-off purchase and had an issue with my address for credit. Without Warehouse to help, I do not know how I would have gotten by till the next pay day. I am truly grateful to them.
Review posted by Oluwaseun Ahuja, Hereford
Ease Of Use
Value For Money
Excellent customer service from the team. Quick pay out. Would recommend 100%. Keep up the good work. Always keeping you up to date about the process of the loan.
Review posted by Tanashia MacRae
Ease Of Use
Value For Money
Was really happy how you dealt with the loan really fast. Couldn't fault your staff they were really helpful and friendly. Would recommend u to anyone. Don't normally write reviews but thought your staff desired a thank u for all there help. Highly recommended guys x 👍
Review posted by Lynn Fenlon, Hull
Ease Of Use
Value For Money