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Upto £5,000

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Small Loans

Representative 277.5% APR 

Representative Example: Borrow £700 and pay £111.27 per month for 12 months at an interest rate of 140% per annum (fixed). The total charge for credit is £635.24 The total amount repayable is £1335.24. Representative 277.5% APR (variable). Your APR rate will be based on your circumstances.

Rates from 45.3% APR to 1575% APR – we provide a no obligation quote, your APR will be based on your personal circumstances. You can choose a repayment period from 3-18 months when make your application.

Our Variety of Loan Options

There are many kinds of loans to choose from and it can be very hard to know which one will suit you best.

Don’t worry though, we have a dedicated team of experts on hand all day every day so if you do apply toward the wrong kind of finance or we think something will suit your needs better then we will let you know right away.

We are completely dedicated to making sure that you get the right plan to fulfil you needs.

As mentioned the list of loans is quite a long long, but we have tried to group them up to make the decision process a lot smoother and easier on you. Here are some of the categories:

  • Personal Loans

Theses are like payday loans and are nearly always unsecured.

  • Term Loans

Stretching over a specific period of time, these are often mixed with other kinds.

  • Debt Consolidation

Designed for those that owe several different companies different amounts. You will be able to better control your finances.

  • Logbook Loan

Usually for getting a vehicle but sometimes just using an existing vehicle as collateral.

  • Guarantor Loans

For those that have a friend or family member able to back them up if they have trouble paying the instalments.

  • Bad Credit or No Credit Check Loans

Made for those with bad credit history, even those that have been blacklisted can apply for this variety.

  • Direct Lenders

This means that you are getting the money direct from the one lending it, cutting out the usual middlemen.

  • Fast, Quick or Same Day Loans

Meant to be the quickest form of finance for those that are in a rush to get the money they are applying for.



Representative 305.9% APR. Representative example: £400 borrowed for 90 days.
Total amount repayable is £561.92 in 3 monthly instalments of £187.31.
Interest charged is £161.92, interest rate 161.9% (variable)

Loanload is a credit broker and not a lender. We pass your information to a lender once you have been accepted for a plan. We take a fee from the lender only, once you’re approved and we do not add charges to your plan in doing so.

Warning: Late repayment can cause you serious money problems. For help, go to moneyadvice.org.uk

Loanload.co.uk is a registered trading style of Serpable Ltd, which is an Introducer Appointed Representative of Quint Group Limited and is entered on the financial services register under the reference number 780328. Quint Group Limited is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register under reference number: 669450. Serpable Ltd is registered in England and Wales (Company number: 10699069), Registered Office, 17 Collingbourne Avenue, Bournemouth, Dorset. BH6 5QR.

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Loan amount
£1,000 - £15,000
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24 - 60 Months
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Advantages of 12 Month Loans Direct Lenders

Time will actually come and you will run out of cash. When this happened then you need to find an effective way that will help resolve your cash problems aside from borrowing from a friend or relative. Good thing there are now loans which could provide instant cash out such as the 12 month loans direct lenders. This is actually one of the most favoured loans today because of its accessibility and flexibility especially when it comes to the repayment plan. However, if you haven’t tried applying for a loan then better find out more about it.

One of the many reasons why people are afraid to apply for a loan is because of the credit line check. This is actually one of the most common requirements of banks to people who wish to apply for a loan. But with 12 month loans direct lenders you will no longer need to worry a thing about it.

With 12 month loans direct lenders there are no credit line checks and even those who have no credit line and blacklisted are welcome to apply for this loan and get approval. The only catch on this loan is the high interest rate. This is why lenders ask for these requirements to check if you have a job and capable of paying the loan back on time. If you wish to find out more about the repayment plan of those loans then better discuss it with your lender so you will get to know the options they have that will suit your needs and budget.

Ease of Access – Everything is 100% Online

Another great thing about 12 month loans direct lenders is its flexibility. You will no longer need to go to the bank for their application form. you only need to go to the lender’s site and from there you will find the form which needs your basic info. Once you are done with it, make sure that you attach your ID card with social security number, email address and you’re the latest copy of your bank account. You also must be at least 18 years old and above. With these requirements, the lender will know that you are qualified for this loan. This is the reason why more and more people favoured this loan than any other loans offered by banks today.

Since the transaction will be done online, make sure that you only trust the best lender. You will find lending companies offering various kinds of deals and services regarding 12 month loans Direct lenders online. Some may even give you promising offers. Be careful in choosing the best 12 month loans direct lenders. You should start by doing some research and from there compare their offered deals and services. Through this, you will be able to determine which 12 month loans direct lenders will provide you with the best cash assistance. See to it that you also consider those comments and reviews about 12 month loans direct lenders. Consider this info and soon you will resolve your cash problems.

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5 most recent personal loan reviews

Review of Loans Warehouse

They really helped me when I needed it most. Wanted quick cash to pay for a one-off purchase and had an issue with my address for credit. Without Warehouse to help, I do not know how I would have gotten by till the next pay day. I am truly grateful to them.

Review posted by Oluwaseun Ahuja, Hereford

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Portman Finance

Excellent customer service from the team. Quick pay out. Would recommend 100%. Keep up the good work. Always keeping you up to date about the process of the loan.

Review posted by Tanashia MacRae

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of North London Credit Union

Was really happy how you dealt with the loan really fast. Couldn't fault your staff they were really helpful and friendly. Would recommend u to anyone. Don't normally write reviews but thought your staff desired a thank u for all there help. Highly recommended guys x 👍

Review posted by Lynn Fenlon, Hull

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money
All reviews are sourced from TrustPilot.com to guarantee authenticity.