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Representative 277.5% APR 

Representative Example: Borrow £700 and pay £111.27 per month for 12 months at an interest rate of 140% per annum (fixed).
The total charge for credit is £635.24 The total amount repayable is £1335.24. Representative 277.5% APR (variable). Your APR rate will be based on your circumstances.

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Advantages of 12 Month Loans Direct Lenders

Time will actually come and you will run out of cash. When this happened then you need to find an effective way that will help resolve your cash problems aside from borrowing from a friend or relative. Good thing there are now loans which could provide instant cash out such as the 12 month loans direct lenders. This is actually one of the most favoured loans today because of its accessibility and flexibility especially when it comes to the repayment plan. However, if you haven’t tried applying for a loan then better find out more about it.

One of the many reasons why people are afraid to apply for a loan is because of the credit line check. This is actually one of the most common requirements of banks to people who wish to apply for a loan. But with 12 month loans direct lenders you will no longer need to worry a thing about it.

With 12 month loans direct lenders there are no credit line checks and even those who have no credit line and blacklisted are welcome to apply for this loan and get approval. The only catch on this loan is the high interest rate. This is why lenders ask for these requirements to check if you have a job and capable of paying the loan back on time. If you wish to find out more about the repayment plan of those loans then better discuss it with your lender so you will get to know the options they have that will suit your needs and budget.

Ease of Access – Everything is 100% Online

Another great thing about 12 month loans direct lenders is its flexibility. You will no longer need to go to the bank for their application form. you only need to go to the lender’s site and from there you will find the form which needs your basic info. Once you are done with it, make sure that you attach your ID card with social security number, email address and you’re the latest copy of your bank account. You also must be at least 18 years old and above. With these requirements, the lender will know that you are qualified for this loan. This is the reason why more and more people favoured this loan than any other loans offered by banks today.

Since the transaction will be done online, make sure that you only trust the best lender. You will find lending companies offering various kinds of deals and services regarding 12 month loans Direct lenders online. Some may even give you promising offers. Be careful in choosing the best 12 month loans direct lenders. You should start by doing some research and from there compare their offered deals and services. Through this, you will be able to determine which 12 month loans direct lenders will provide you with the best cash assistance. See to it that you also consider those comments and reviews about 12 month loans direct lenders. Consider this info and soon you will resolve your cash problems.

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