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Representative 277.5% APR
Representative Example: Borrow £700 and pay £111.27 per month for 12 months at an interest rate of 140% per annum (fixed).
The total charge for credit is £635.24 The total amount repayable is £1335.24. Representative 277.5% APR (variable). Your APR rate will be based on your circumstances.
Rates from 45.3% APR to 1575% APR – we provide a no obligation quote, your APR will be based on your personal circumstances. You can choose a repayment period from 3-18 months when make your application.
Our Variety of Loan Options
There are many kinds of loans to choose from and it can be very hard to know which one will suit you best.
Don’t worry though, we have a dedicated team of experts on hand all day every day so if you do apply toward the wrong kind of finance or we think something will suit your needs better then we will let you know right away.
We are completely dedicated to making sure that you get the right plan to fulfil you needs.
As mentioned the list of loans is quite a long long, but we have tried to group them up to make the decision process a lot smoother and easier on you. Here are some of the categories:
- Personal Loans
Theses are like payday loans and are nearly always unsecured.
- Term Loans
Stretching over a specific period of time, these are often mixed with other kinds.
- Debt Consolidation
Designed for those that owe several different companies different amounts. You will be able to better control your finances.
- Logbook Loan
Usually for getting a vehicle but sometimes just using an existing vehicle as collateral.
- Guarantor Loans
For those that have a friend or family member able to back them up if they have trouble paying the instalments.
- Bad Credit or No Credit Check Loans
Made for those with bad credit history, even those that have been blacklisted can apply for this variety.
- Direct Lenders
This means that you are getting the money direct from the one lending it, cutting out the usual middlemen.
- Fast, Quick or Same Day Loans
Meant to be the quickest form of finance for those that are in a rush to get the money they are applying for.
Representative 305.9% APR. Representative example: £400 borrowed for 90 days.
Total amount repayable is £561.92 in 3 monthly instalments of £187.31.
Interest charged is £161.92, interest rate 161.9% (variable)
Loanload is a credit broker and not a lender. We pass your information to a lender once you have been accepted for a plan. We take a fee from the lender only, once you’re approved and we do not add charges to your plan in doing so.
Warning: Late repayment can cause you serious money problems. For help, go to moneyadvice.org.uk
Loanload.co.uk is a registered trading style of Serpable Ltd, which is an Introducer Appointed Representative of Quint Group Limited and is entered on the financial services register under the reference number 780328. Quint Group Limited is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register under reference number: 669450. Serpable Ltd is registered in England and Wales (Company number: 10699069), Registered Office, 17 Collingbourne Avenue, Bournemouth, Dorset. BH6 5QR.
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Representative Example: Borrowing £3,000 over 2 years at an interest rate of 59.9% p.a. (fixed), you will repay 24 monthly payments of £217.22 per month. Interest payable £2,213.28. Total amount payable £5,213.28. Representative 79.4% APR. Rates from 24.2% to 299.9% max APR.
Loans for People on Benefits
Choosing the right kind of loan can be quite complex especially if you have no idea which one you should take. For people who are in dire need of cash, this problem can be quite hard as well. Good thing there are now loans such as the Loans for People on Benefits which they can easily obtain without further questions or complicated requirements. However, it is important that you only find the right lender so as to get the assistance you need regarding Loans for People on Benefits.
Loans for People on Benefits will no longer ask you to have a clean credit line. People who have no credit line are also qualified to apply for such kind of loan provided they are employed. This way the lender will have an assurance that you will pay the loan back on time. Failing to pay them back will surely add up more charges. With Loans for People on Benefits, you will surely get the cash you need in a matter of minutes upon your application. This simply means that you will be able to pay those unpaid bills on time and could even have extra cash on hand.
Fewer Requirements than Ever Before
Loans for People on Benefits do not require those complicated requirements which most banks ask from their borrowers. You only need to go to the lender’s site wherein you will find the application form. from there you should provide accurate answers as to the amount of loan you need, the reason why you need the loan and the repayment terms you wish to obtain. This way the lender will know that you are capable of paying them back on time. There are also questions there which you need to provide your basic info such as details regarding your employment and even your beneficiaries. This way the lender will have a guarantee that you are actually employed and capable of paying the loan back without any issues.
You can easily obtain the application approval and the cash on the same day with the help of your Loans for People on Benefits lender.
5 most recent personal loan reviews
They really helped me when I needed it most. Wanted quick cash to pay for a one-off purchase and had an issue with my address for credit. Without Warehouse to help, I do not know how I would have gotten by till the next pay day. I am truly grateful to them.
Review posted by Oluwaseun Ahuja, Hereford
Ease Of Use
Value For Money
Excellent customer service from the team. Quick pay out. Would recommend 100%. Keep up the good work. Always keeping you up to date about the process of the loan.
Review posted by Tanashia MacRae
Ease Of Use
Value For Money
Was really happy how you dealt with the loan really fast. Couldn't fault your staff they were really helpful and friendly. Would recommend u to anyone. Don't normally write reviews but thought your staff desired a thank u for all there help. Highly recommended guys x 👍
Review posted by Lynn Fenlon, Hull
Ease Of Use
Value For Money