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Upto £5,000

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Small Loans

Representative 277.5% APR 

Representative Example: Borrow £700 and pay £111.27 per month for 12 months at an interest rate of 140% per annum (fixed).
The total charge for credit is £635.24 The total amount repayable is £1335.24. Representative 277.5% APR (variable). Your APR rate will be based on your circumstances.

Rates from 45.3% APR to 1575% APR – we provide a no obligation quote, your APR will be based on your personal circumstances. You can choose a repayment period from 3-18 months when make your application.

Our Variety of Loan Options

There are many kinds of loans to choose from and it can be very hard to know which one will suit you best.

Don’t worry though, we have a dedicated team of experts on hand all day every day so if you do apply toward the wrong kind of finance or we think something will suit your needs better then we will let you know right away.

We are completely dedicated to making sure that you get the right plan to fulfil you needs.

As mentioned the list of loans is quite a long long, but we have tried to group them up to make the decision process a lot smoother and easier on you. Here are some of the categories:

  • Personal Loans

Theses are like payday loans and are nearly always unsecured.

  • Term Loans

Stretching over a specific period of time, these are often mixed with other kinds.

  • Debt Consolidation

Designed for those that owe several different companies different amounts. You will be able to better control your finances.

  • Logbook Loan

Usually for getting a vehicle but sometimes just using an existing vehicle as collateral.

  • Guarantor Loans

For those that have a friend or family member able to back them up if they have trouble paying the instalments.

  • Bad Credit or No Credit Check Loans

Made for those with bad credit history, even those that have been blacklisted can apply for this variety.

  • Direct Lenders

This means that you are getting the money direct from the one lending it, cutting out the usual middlemen.

  • Fast, Quick or Same Day Loans

Meant to be the quickest form of finance for those that are in a rush to get the money they are applying for.



Representative 305.9% APR. Representative example: £400 borrowed for 90 days.
Total amount repayable is £561.92 in 3 monthly instalments of £187.31.
Interest charged is £161.92, interest rate 161.9% (variable)

Loanload is a credit broker and not a lender. We pass your information to a lender once you have been accepted for a plan. We take a fee from the lender only, once you’re approved and we do not add charges to your plan in doing so.

Warning: Late repayment can cause you serious money problems. For help, go to moneyadvice.org.uk

Loanload.co.uk is a registered trading style of Serpable Ltd, which is an Introducer Appointed Representative of Quint Group Limited and is entered on the financial services register under the reference number 780328. Quint Group Limited is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register under reference number: 669450. Serpable Ltd is registered in England and Wales (Company number: 10699069), Registered Office, 17 Collingbourne Avenue, Bournemouth, Dorset. BH6 5QR.

Why not check out how our competitors compare?

Loan amount
£1,000 - £15,000
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24 - 60 Months
Great long term solutions
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Why Opt For Over Phone Loans

Running out of cash is actually one of the many issues which most of us deal with every day. If you are relying on your monthly salary alone then you will surely be dealing with his kind of cash problem. Good thing there are now loans which you can easily obtain that will help resolve such kind of problem. Just make sure that you choose the best one that will suit your needs. If you wish to get cash assistance the same day then better try the over phone loans. Through this loan, you will surely be able to get the approval and cash the same day you applied for the loan itself.

Why Choose Over Phone Loans?

Since there are tonnes of loans offered online today, choosing the best one can be quite complicated especially if this is going to be your first time. With the help of over phone loans, there’s no need to worry about going to the bank especially if you are busy with your job. You only need to go online and from there you will find the form on the lender’s site which you need to fill up with your basic info. Once you are done with it, make sure to attach your ID card with social security number, residential number and a copy of your latest bank account. These are the basic requirements which most lenders required to their borrowers to check whether they are employed or not. This will also help them see if you are capable of paying the loan back on time.

All Credits Accepted

With the help of this loan, you will be able to pay those bills on time. If you are worried because of your credit line then this loan is for you. There’s no need for any of those credit line checks or such. People with no credit line and even those who are blacklisted can easily apply for this loan and get the approval they need the same day.

The only catch on this loan is the high-interest rate. Once you are online, make sure to check the lender’s terms and condition since this is the usual section wherein you will be able to read their offered interest rate and other charges. It is important that you fully understand how this loan actually works and how much they actually give their interest rate. This way you will have other options as for whether to apply for this loan with them or not.

The Right Lender is Important

Getting the over phone loans is very easy and convenient. However, if you wish to get the benefits of this loan then better find the best over phone loans lender who will help make the process of your application easier. While online make sure to read reviews and comments posted by previous clients. Through them you will find out more about this loan and whether it will suit your needs or not. Consider these details and soon you will surely enjoy the benefits of over phone loans.

5 most recent personal loan reviews

Review of Loans Warehouse

They really helped me when I needed it most. Wanted quick cash to pay for a one-off purchase and had an issue with my address for credit. Without Warehouse to help, I do not know how I would have gotten by till the next pay day. I am truly grateful to them.

Review posted by Oluwaseun Ahuja, Hereford

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Portman Finance

Excellent customer service from the team. Quick pay out. Would recommend 100%. Keep up the good work. Always keeping you up to date about the process of the loan.

Review posted by Tanashia MacRae

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of North London Credit Union

Was really happy how you dealt with the loan really fast. Couldn't fault your staff they were really helpful and friendly. Would recommend u to anyone. Don't normally write reviews but thought your staff desired a thank u for all there help. Highly recommended guys x 👍

Review posted by Lynn Fenlon, Hull

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money
All reviews are sourced from TrustPilot.com to guarantee authenticity.