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Upto £5,000

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Small Loans

Representative 277.5% APR 

Representative Example: Borrow £700 and pay £111.27 per month for 12 months at an interest rate of 140% per annum (fixed).
The total charge for credit is £635.24 The total amount repayable is £1335.24. Representative 277.5% APR (variable). Your APR rate will be based on your circumstances.

Rates from 45.3% APR to 1575% APR – we provide a no obligation quote, your APR will be based on your personal circumstances. You can choose a repayment period from 3-18 months when make your application.

Our Variety of Loan Options

There are many kinds of loans to choose from and it can be very hard to know which one will suit you best.

Don’t worry though, we have a dedicated team of experts on hand all day every day so if you do apply toward the wrong kind of finance or we think something will suit your needs better then we will let you know right away.

We are completely dedicated to making sure that you get the right plan to fulfil you needs.

As mentioned the list of loans is quite a long long, but we have tried to group them up to make the decision process a lot smoother and easier on you. Here are some of the categories:

  • Personal Loans

Theses are like payday loans and are nearly always unsecured.

  • Term Loans

Stretching over a specific period of time, these are often mixed with other kinds.

  • Debt Consolidation

Designed for those that owe several different companies different amounts. You will be able to better control your finances.

  • Logbook Loan

Usually for getting a vehicle but sometimes just using an existing vehicle as collateral.

  • Guarantor Loans

For those that have a friend or family member able to back them up if they have trouble paying the instalments.

  • Bad Credit or No Credit Check Loans

Made for those with bad credit history, even those that have been blacklisted can apply for this variety.

  • Direct Lenders

This means that you are getting the money direct from the one lending it, cutting out the usual middlemen.

  • Fast, Quick or Same Day Loans

Meant to be the quickest form of finance for those that are in a rush to get the money they are applying for.



Representative 305.9% APR. Representative example: £400 borrowed for 90 days.
Total amount repayable is £561.92 in 3 monthly instalments of £187.31.
Interest charged is £161.92, interest rate 161.9% (variable)

Loanload is a credit broker and not a lender. We pass your information to a lender once you have been accepted for a plan. We take a fee from the lender only, once you’re approved and we do not add charges to your plan in doing so.

Warning: Late repayment can cause you serious money problems. For help, go to moneyadvice.org.uk

Loanload.co.uk is a registered trading style of Serpable Ltd, which is an Introducer Appointed Representative of Quint Group Limited and is entered on the financial services register under the reference number 780328. Quint Group Limited is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register under reference number: 669450. Serpable Ltd is registered in England and Wales (Company number: 10699069), Registered Office, 17 Collingbourne Avenue, Bournemouth, Dorset. BH6 5QR.

Why not check out how our competitors compare?

Loan amount
£1,000 - £15,000
Loan term
24 - 60 Months
Great long term solutions
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Loan amount
£500 - £25,000
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1 - 10 Years
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Amazing Benefits of Loans Without Guarantor UK

People have their own reasons why they need to apply for a loan. Some wish to remodel their houses while there are those who wish to get a new car. But for those who are in dire need of cash especially during those emergencies then they will surely get benefits from loans without guarantor UK. It is actually one of the most favoured loans today that could provide immediate cash assistance. This kind of loan is also preferred by those who rely on their paychecks alone. If you are one of them and wish to apply for a loan then better be with loans without guarantor UK to get its amazing benefits.

There is nothing more tiring than to worry about having a good credit line. But with loans without guarantor UK, there’s no need to worry about having a clean credit line. People who have no credit line are also welcome to apply for this loan and get the approval they need the same day. There will be no background check which actually makes those borrowers worried more than the fact that they run out of cash. With the help of loans without guarantor UK, you will surely get the cash you need and get to pay those unpaid bills on time. However, it is important that you pay the lender back on time. Failing to do so will surely add up more charges. This is why you must have a job to qualify for the loans without guarantor UK.

Finding the Best Lenders

With the help of loans without guarantor UK, there’s no need to bother going out. You only need to go online and find the best lender who will help you with this loan. From the lender’s site, you will also find the form which you need to answer with your basic info. Once you are done with it, don’t forget to include your ID card with social security number, residential number and the latest copy of your bank account. These basic requirements will help the lender check if you are capable and qualified for the loans without guarantor UK. It is important that you provide them accurate answers regarding your info so there will be no issues in the future.

Keep an Eye on Those Rates

While online make sure to check those terms and condition of several lenders. It is important that you fully understand how much they provide those interest rates and other charges. Bear in mind that this loan may be convenient and easy to obtain but expect it to have high-interest rates. This is why you must pay the lender back on time. You should also discuss with them their offered repayment plan so you will have other options on how you will pay them. This will help you pay them back on time as well.

Make sure that you only rely on the best loans without No Guarantor UK lender. See to it that you read more about their offered deals and services so as to help you determine which loans without guarantor UK lender will work best for you.

5 most recent personal loan reviews

Review of Loans Warehouse

They really helped me when I needed it most. Wanted quick cash to pay for a one-off purchase and had an issue with my address for credit. Without Warehouse to help, I do not know how I would have gotten by till the next pay day. I am truly grateful to them.

Review posted by Oluwaseun Ahuja, Hereford

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Portman Finance

Excellent customer service from the team. Quick pay out. Would recommend 100%. Keep up the good work. Always keeping you up to date about the process of the loan.

Review posted by Tanashia MacRae

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of North London Credit Union

Was really happy how you dealt with the loan really fast. Couldn't fault your staff they were really helpful and friendly. Would recommend u to anyone. Don't normally write reviews but thought your staff desired a thank u for all there help. Highly recommended guys x 👍

Review posted by Lynn Fenlon, Hull

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money
All reviews are sourced from TrustPilot.com to guarantee authenticity.