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Small Loans

Representative 277.5% APR 

Representative Example: Borrow £700 and pay £111.27 per month for 12 months at an interest rate of 140% per annum (fixed).
The total charge for credit is £635.24 The total amount repayable is £1335.24. Representative 277.5% APR (variable). Your APR rate will be based on your circumstances.

Rates from 45.3% APR to 1575% APR – we provide a no obligation quote, your APR will be based on your personal circumstances. You can choose a repayment period from 3-18 months when make your application.

Our Variety of Loan Options

There are many kinds of loans to choose from and it can be very hard to know which one will suit you best.

Don’t worry though, we have a dedicated team of experts on hand all day every day so if you do apply toward the wrong kind of finance or we think something will suit your needs better then we will let you know right away.

We are completely dedicated to making sure that you get the right plan to fulfil you needs.

As mentioned the list of loans is quite a long long, but we have tried to group them up to make the decision process a lot smoother and easier on you. Here are some of the categories:

  • Personal Loans

Theses are like payday loans and are nearly always unsecured.

  • Term Loans

Stretching over a specific period of time, these are often mixed with other kinds.

  • Debt Consolidation

Designed for those that owe several different companies different amounts. You will be able to better control your finances.

  • Logbook Loan

Usually for getting a vehicle but sometimes just using an existing vehicle as collateral.

  • Guarantor Loans

For those that have a friend or family member able to back them up if they have trouble paying the instalments.

  • Bad Credit or No Credit Check Loans

Made for those with bad credit history, even those that have been blacklisted can apply for this variety.

  • Direct Lenders

This means that you are getting the money direct from the one lending it, cutting out the usual middlemen.

  • Fast, Quick or Same Day Loans

Meant to be the quickest form of finance for those that are in a rush to get the money they are applying for.



Representative 305.9% APR. Representative example: £400 borrowed for 90 days.
Total amount repayable is £561.92 in 3 monthly instalments of £187.31.
Interest charged is £161.92, interest rate 161.9% (variable)

Loanload is a credit broker and not a lender. We pass your information to a lender once you have been accepted for a plan. We take a fee from the lender only, once you’re approved and we do not add charges to your plan in doing so.

Warning: Late repayment can cause you serious money problems. For help, go to moneyadvice.org.uk

Loanload.co.uk is a registered trading style of Serpable Ltd, which is an Introducer Appointed Representative of Quint Group Limited and is entered on the financial services register under the reference number 780328. Quint Group Limited is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register under reference number: 669450. Serpable Ltd is registered in England and Wales (Company number: 10699069), Registered Office, 17 Collingbourne Avenue, Bournemouth, Dorset. BH6 5QR.

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Loan amount
£1,000 - £15,000
Loan term
24 - 60 Months
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Loan amount
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Why Settle for Loans Over 12 Months No Guarantor

An increasing number of individuals nowadays are really finding astonishing help through loans. They think that it’s extremely accommodating with regards to paying those unpaid bills and other circumstances. But there are various types of loans today so it would help a considerable measure to pick the correct one. If you wish to apply for a credit and get immediate money out then you ought to try the loans over 12 months no guarantor. Through this credit, you will definitely have the capacity to apply for it without complicated prerequisites and such. However, in the event that this will be your first time then make sure that you completely comprehend the mechanics of this credit first.

Peace of Mind – Hassle Free Financing

Picking the correct sort of advance that will help settle your money issue is imperative. With the assistance of loans over 12 months No Guarantor you will never again need to stress over heading off to the bank and fall in long line particularly when you are occupied. You will only need to go online since the exchange will be done on the web. Through the lender’s site, you will discover the form which you have to reply with your basic info. Keep in mind to attach your ID card with social security number, email address and a duplicate of your current bank statement account. Through this, the lender will have an affirmation that you are employed and capable of paying the advance back on time.

You can accomplish the advantages of this advance if you will just locate the best lender. Through them, you will have the capacity to see how this credit really functions and in the event that it could genuinely bail you out. You will discover huge amounts of names of lenders offering different sorts of arrangements and administrations with respect to this advance on the web. Ensure that you look at their site for affirmation and additionally surveys posted by their past customers. Through this, you will have the capacity to figure out which lender will have the knowledge to give you the help you require.

Always Read the T&C’s

While online ensure that you likewise check their terms and condition. This is the area wherein you will read the financing cost and different charges offered by this sort of advance. It is essential that you read and completely comprehend this part in order to avoid any issues later on. Despite the fact that loans over 12 months no guarantor might be anything but difficult to acquire, anticipate that it will have high financing cost. This is why you should read the terms and condition so you will precisely comprehend what’s in store with regards to their loan cost.

This sort of advance is really for individuals who have a terrible credit line, no credit line and even the individuals who are now blacklisted. In any case, with the assistance of this credit, you will have the capacity to get the money you require after applying that day unlike those loans offered by banks.

5 most recent personal loan reviews

Review of Loans Warehouse

They really helped me when I needed it most. Wanted quick cash to pay for a one-off purchase and had an issue with my address for credit. Without Warehouse to help, I do not know how I would have gotten by till the next pay day. I am truly grateful to them.

Review posted by Oluwaseun Ahuja, Hereford

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Portman Finance

Excellent customer service from the team. Quick pay out. Would recommend 100%. Keep up the good work. Always keeping you up to date about the process of the loan.

Review posted by Tanashia MacRae

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of North London Credit Union

Was really happy how you dealt with the loan really fast. Couldn't fault your staff they were really helpful and friendly. Would recommend u to anyone. Don't normally write reviews but thought your staff desired a thank u for all there help. Highly recommended guys x 👍

Review posted by Lynn Fenlon, Hull

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money
All reviews are sourced from TrustPilot.com to guarantee authenticity.