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Personal Finance

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Upto £5,000

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Small Loans

Representative 277.5% APR 

Representative Example: Borrow £700 and pay £111.27 per month for 12 months at an interest rate of 140% per annum (fixed).
The total charge for credit is £635.24 The total amount repayable is £1335.24. Representative 277.5% APR (variable). Your APR rate will be based on your circumstances.

Rates from 45.3% APR to 1575% APR – we provide a no obligation quote, your APR will be based on your personal circumstances. You can choose a repayment period from 3-18 months when make your application.

Our Variety of Loan Options

There are many kinds of loans to choose from and it can be very hard to know which one will suit you best.

Don’t worry though, we have a dedicated team of experts on hand all day every day so if you do apply toward the wrong kind of finance or we think something will suit your needs better then we will let you know right away.

We are completely dedicated to making sure that you get the right plan to fulfil you needs.

As mentioned the list of loans is quite a long long, but we have tried to group them up to make the decision process a lot smoother and easier on you. Here are some of the categories:

  • Personal Loans

Theses are like payday loans and are nearly always unsecured.

  • Term Loans

Stretching over a specific period of time, these are often mixed with other kinds.

  • Debt Consolidation

Designed for those that owe several different companies different amounts. You will be able to better control your finances.

  • Logbook Loan

Usually for getting a vehicle but sometimes just using an existing vehicle as collateral.

  • Guarantor Loans

For those that have a friend or family member able to back them up if they have trouble paying the instalments.

  • Bad Credit or No Credit Check Loans

Made for those with bad credit history, even those that have been blacklisted can apply for this variety.

  • Direct Lenders

This means that you are getting the money direct from the one lending it, cutting out the usual middlemen.

  • Fast, Quick or Same Day Loans

Meant to be the quickest form of finance for those that are in a rush to get the money they are applying for.



Representative 305.9% APR. Representative example: £400 borrowed for 90 days.
Total amount repayable is £561.92 in 3 monthly instalments of £187.31.
Interest charged is £161.92, interest rate 161.9% (variable)

Loanload is a credit broker and not a lender. We pass your information to a lender once you have been accepted for a plan. We take a fee from the lender only, once you’re approved and we do not add charges to your plan in doing so.

Warning: Late repayment can cause you serious money problems. For help, go to moneyadvice.org.uk

Loanload.co.uk is a registered trading style of Serpable Ltd, which is an Introducer Appointed Representative of Quint Group Limited and is entered on the financial services register under the reference number 780328. Quint Group Limited is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register under reference number: 669450. Serpable Ltd is registered in England and Wales (Company number: 10699069), Registered Office, 17 Collingbourne Avenue, Bournemouth, Dorset. BH6 5QR.

Why not check out how our competitors compare?

Loan amount
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Considering The Benefits of Bad Credit Loans Without Guarantor

There is nothing more discouraging than to realise that you come up short on cash. Simply the possibility of those unpaid bills could make you stressed out. It’s fortunate there are ways which you can apply that will help you on your cash issues. In spite of the fact that you can simply obtain from a companion or relative, it is as yet essential to discover another way that will give you cash help. With the assistance of those loans today, for example, the bad credit loans without guarantor, you will without a doubt end your cash issues in a matter of minutes.

What You Ought to Consider about Bad Credit Loans without Guarantor

Since there are various types of loans today that could help you on your cash issues, it is an unquestionable requirement that you just trust the best one. With bad credit loans without guarantor, you will without a doubt have the capacity to pay those bills on time. You will no longer need to go to the bank and even fall in long lines.

The exchange will be done online so this would be extremely advantageous particularly in the event that you don’t have sufficient time to go to the bank. You just need to present your ID card with social security number, private number and a duplicate of your most recent financial balance. These will give the moneylender guarantees that you are employed and fit for paying the advance back. This is exceptionally helpful for you and the lender can even examine the repayment plan that will suit your necessities and spending plan.

Anyone Can Apply

If you know somebody who has no credit line and wish to apply for the bad credit loans without No Guarantorthen they are in reality allowed to do as such as long as they could pay the moneylender back the next month. Individuals who have bad credit line, no credit line and even the individuals who are as of now blacklisted are welcome to apply for this advance and even get the endorsement they require. Simply ensure that they indicate proofs that they are fit for paying the credit back. Remember that this credit might be anything but difficult to acquire and helpful with regards to application however it has high loan cost. This is the reason lenders need a confirmation that you are fit for paying it back to avoid extra charges.

Find the Best Lender

There is nothing wrong in dealing with lenders on the web yet ensure that you find and depend on the best one. Since this sort of advance is promptly accessible on the web, an ever increasing number of individuals tend to search lenders on the web. If you are one of those individuals who haven’t tried this sort of process before then make a point to do some research. This will help you locate the best bad credit loans without guarantor lender and avoid from getting misled. You ought to likewise consider those surveys to help you locate the best arrangement and administrations.

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5 most recent personal loan reviews

Review of Loans Warehouse

They really helped me when I needed it most. Wanted quick cash to pay for a one-off purchase and had an issue with my address for credit. Without Warehouse to help, I do not know how I would have gotten by till the next pay day. I am truly grateful to them.

Review posted by Oluwaseun Ahuja, Hereford

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Portman Finance

Excellent customer service from the team. Quick pay out. Would recommend 100%. Keep up the good work. Always keeping you up to date about the process of the loan.

Review posted by Tanashia MacRae

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of North London Credit Union

Was really happy how you dealt with the loan really fast. Couldn't fault your staff they were really helpful and friendly. Would recommend u to anyone. Don't normally write reviews but thought your staff desired a thank u for all there help. Highly recommended guys x 👍

Review posted by Lynn Fenlon, Hull

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money
All reviews are sourced from TrustPilot.com to guarantee authenticity.