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Upto £5,000

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Small Loans

Representative 277.5% APR 

Representative Example: Borrow £700 and pay £111.27 per month for 12 months at an interest rate of 140% per annum (fixed). The total charge for credit is £635.24 The total amount repayable is £1335.24. Representative 277.5% APR (variable). Your APR rate will be based on your circumstances.

Rates from 45.3% APR to 1575% APR – we provide a no obligation quote, your APR will be based on your personal circumstances. You can choose a repayment period from 3-18 months when make your application.

Our Variety of Loan Options

There are many kinds of loans to choose from and it can be very hard to know which one will suit you best.

Don’t worry though, we have a dedicated team of experts on hand all day every day so if you do apply toward the wrong kind of finance or we think something will suit your needs better then we will let you know right away.

We are completely dedicated to making sure that you get the right plan to fulfil you needs.

As mentioned the list of loans is quite a long long, but we have tried to group them up to make the decision process a lot smoother and easier on you. Here are some of the categories:

  • Personal Loans

Theses are like payday loans and are nearly always unsecured.

  • Term Loans

Stretching over a specific period of time, these are often mixed with other kinds.

  • Debt Consolidation

Designed for those that owe several different companies different amounts. You will be able to better control your finances.

  • Logbook Loan

Usually for getting a vehicle but sometimes just using an existing vehicle as collateral.

  • Guarantor Loans

For those that have a friend or family member able to back them up if they have trouble paying the instalments.

  • Bad Credit or No Credit Check Loans

Made for those with bad credit history, even those that have been blacklisted can apply for this variety.

  • Direct Lenders

This means that you are getting the money direct from the one lending it, cutting out the usual middlemen.

  • Fast, Quick or Same Day Loans

Meant to be the quickest form of finance for those that are in a rush to get the money they are applying for.



Representative 305.9% APR. Representative example: £400 borrowed for 90 days.
Total amount repayable is £561.92 in 3 monthly instalments of £187.31.
Interest charged is £161.92, interest rate 161.9% (variable)

Loanload is a credit broker and not a lender. We pass your information to a lender once you have been accepted for a plan. We take a fee from the lender only, once you’re approved and we do not add charges to your plan in doing so.

Warning: Late repayment can cause you serious money problems. For help, go to moneyadvice.org.uk

Loanload.co.uk is a registered trading style of Serpable Ltd, which is an Introducer Appointed Representative of Quint Group Limited and is entered on the financial services register under the reference number 780328. Quint Group Limited is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register under reference number: 669450. Serpable Ltd is registered in England and Wales (Company number: 10699069), Registered Office, 17 Collingbourne Avenue, Bournemouth, Dorset. BH6 5QR.

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Loan amount
£1,000 - £15,000
Loan term
24 - 60 Months
Great long term solutions
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Loan amount
£500 - £25,000
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Pros and Cons of Short Term Loans Direct Lenders

One of the most favoured sorts of cash assistance among the people who simply rely on their month to month pay is called as short term loans Direct lenders. Yes, the name says it all. You could get the exchange out in a matter of minutes after you sent the application form through the web. What even makes this loan especially supported is that you don’t need an impeccable credit line or background. You fundamentally go to their designated site to fill up the form and sent it out together with your ID and some essential information, for instance, where you work and the name of your manager. These necessities are their fundamental essentials and affirmation that you are employed. This suggests you are competent for paying back the loan you got.

Do Your Own Reseach

While you are on the web, make sure to do some research. This is particularly required if you haven’t tried or even heard any of those credits before. If you require quick cash now then better find the right short term loans direct lenders. So how to do it? Do your direct homework. Search down those names of short term loans direct lenders in your city you will have the ability to see which one will work best for you. Remember to get each one of the insights from those loan experts, for instance, their terms and conditions, payback plan and even review from past clients.

Thusly, you will choose whether particular reliable short term loans direct lenders that will have the ability to help you in a way you require. You can even get in touch with them through customer care service. In case particular short term loans direct lenders have a customer care service then it is more probable that you will have the capacity to get the money help you require.

Get the Cash You Need

You will get the chance to have your cash with no further questions as to how and where you will spend your money. Essentially guarantee that you will pay them back for the next month as soon as you will get your paycheck, thusly you will avoid from having a high accumulation of loan cost. Keep in mind that short term loans direct lenders may be especially useful yet it has a high financing cost. Fail to pay for it on time will no doubt assemble rate notwithstanding its additional charges and penalty.

The primary catch here is to find the best authorised short term loans direct lenders. You will plainly find tremendous measures of associations and moneylenders out there offering such kind of loan. You will find the opportunity to find it being offered in your bank. To totally benefit as much as possible from its offered deals and services and to avoid any issues, guarantee that you find the authorised short term loans direct lenders online. In case you require fast cash now then be more careful in choosing down the best authorised short term loans direct lenders online in your city today.

5 most recent personal loan reviews

Review of Loans Warehouse

They really helped me when I needed it most. Wanted quick cash to pay for a one-off purchase and had an issue with my address for credit. Without Warehouse to help, I do not know how I would have gotten by till the next pay day. I am truly grateful to them.

Review posted by Oluwaseun Ahuja, Hereford

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Portman Finance

Excellent customer service from the team. Quick pay out. Would recommend 100%. Keep up the good work. Always keeping you up to date about the process of the loan.

Review posted by Tanashia MacRae

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of North London Credit Union

Was really happy how you dealt with the loan really fast. Couldn't fault your staff they were really helpful and friendly. Would recommend u to anyone. Don't normally write reviews but thought your staff desired a thank u for all there help. Highly recommended guys x 👍

Review posted by Lynn Fenlon, Hull

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money
All reviews are sourced from TrustPilot.com to guarantee authenticity.