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Representative 277.5% APR
Representative Example: Borrow £700 and pay £111.27 per month for 12 months at an interest rate of 140% per annum (fixed). The total charge for credit is £635.24 The total amount repayable is £1335.24. Representative 277.5% APR (variable). Your APR rate will be based on your circumstances.
Rates from 45.3% APR to 1575% APR – we provide a no obligation quote, your APR will be based on your personal circumstances. You can choose a repayment period from 3-18 months when make your application.
Our Variety of Loan Options
There are many kinds of loans to choose from and it can be very hard to know which one will suit you best.
Don’t worry though, we have a dedicated team of experts on hand all day every day so if you do apply toward the wrong kind of finance or we think something will suit your needs better then we will let you know right away.
We are completely dedicated to making sure that you get the right plan to fulfil you needs.
As mentioned the list of loans is quite a long long, but we have tried to group them up to make the decision process a lot smoother and easier on you. Here are some of the categories:
- Personal Loans
Theses are like payday loans and are nearly always unsecured.
- Term Loans
Stretching over a specific period of time, these are often mixed with other kinds.
- Debt Consolidation
Designed for those that owe several different companies different amounts. You will be able to better control your finances.
- Logbook Loan
Usually for getting a vehicle but sometimes just using an existing vehicle as collateral.
- Guarantor Loans
For those that have a friend or family member able to back them up if they have trouble paying the instalments.
- Bad Credit or No Credit Check Loans
Made for those with bad credit history, even those that have been blacklisted can apply for this variety.
- Direct Lenders
This means that you are getting the money direct from the one lending it, cutting out the usual middlemen.
- Fast, Quick or Same Day Loans
Meant to be the quickest form of finance for those that are in a rush to get the money they are applying for.
Representative 305.9% APR. Representative example: £400 borrowed for 90 days.
Total amount repayable is £561.92 in 3 monthly instalments of £187.31.
Interest charged is £161.92, interest rate 161.9% (variable)
Loanload is a credit broker and not a lender. We pass your information to a lender once you have been accepted for a plan. We take a fee from the lender only, once you’re approved and we do not add charges to your plan in doing so.
Warning: Late repayment can cause you serious money problems. For help, go to moneyadvice.org.uk
Loanload.co.uk is a registered trading style of Serpable Ltd, which is an Introducer Appointed Representative of Quint Group Limited and is entered on the financial services register under the reference number 780328. Quint Group Limited is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register under reference number: 669450. Serpable Ltd is registered in England and Wales (Company number: 10699069), Registered Office, 17 Collingbourne Avenue, Bournemouth, Dorset. BH6 5QR.
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Representative Example: Borrowing £3,000 over 2 years at an interest rate of 59.9% p.a. (fixed), you will repay 24 monthly payments of £217.22 per month. Interest payable £2,213.28. Total amount payable £5,213.28. Representative 79.4% APR. Rates from 24.2% to 299.9% max APR.
Amazing Benefits of Direct Payday Loan Lenders
Getting the right kind of loan that will help resolve your cash problems can be quite hard especially if you don’t have any idea which one you should choose. It is important that you only get the best one that will work best for you. Good thing there are now loans such as the direct payday loan lenders that will not only help you on your cash problems but will also provide more assistance regarding repayment plan that will suit your needs and budget. But if you don’t have any idea regarding the direct payday loan lenders then better find out more about it to fully enjoy its benefits.
Why More and More People Favour Direct Payday Loan Lenders?
With direct payday loan lenders, you will surely be able to apply for it even if you have no credit line. This is one of the many reasons why more and more people favoured this loan especially those who have no credit line, bad credit line and blacklisted. They are actually welcome to apply for this loan and get the approval the same day. This provides them amazing benefits and cash assistance especially those who rely on their monthly paychecks alone.
The only concern about the direct payday loan lenders is the high-interest rate. Since this loan is accessible then expect it to have high-interest rate unlike those other loans offered by banks. The interest rate on this loan is actually higher than those offered to people with a good credit line. So to avoid additional charges make sure to pay the lender back on time. If you have further concerns regarding their offered repayment plan see to it that you discuss it further with your lender so you could choose the best plan that will work best on your needs and budget.
Everything is 100% Online and 100% Hassle Free
Another awesome benefit which you will surely obtain from direct payday loan lenders is its convenient option of application. With Direct payday loan lenders, you will no longer need to go to the bank just to fill up the form. This is very convenient especially for those who have day jobs. You only need to go online and from there you will answer the form provided to borrowers. Make sure to attach your ID card with social security number, email address and the latest copy of your bank account. This way the lender will have an assurance that you are capable of paying them back on time. It is important that you have a job as well to qualify for this loan.
While online make sure to do some research regarding direct payday loan lenders especially if this is your first time. Do some research by reading reviews and articles regarding direct payday loan lenders and how they provide their services and deals to consumers. With this, you will also be able to determine which lender will give you the best cash assistance. Consider this info and soon you will end your cash problems and enjoy your life more.
5 most recent personal loan reviews
They really helped me when I needed it most. Wanted quick cash to pay for a one-off purchase and had an issue with my address for credit. Without Warehouse to help, I do not know how I would have gotten by till the next pay day. I am truly grateful to them.
Review posted by Oluwaseun Ahuja, Hereford
Ease Of Use
Value For Money
Excellent customer service from the team. Quick pay out. Would recommend 100%. Keep up the good work. Always keeping you up to date about the process of the loan.
Review posted by Tanashia MacRae
Ease Of Use
Value For Money
Was really happy how you dealt with the loan really fast. Couldn't fault your staff they were really helpful and friendly. Would recommend u to anyone. Don't normally write reviews but thought your staff desired a thank u for all there help. Highly recommended guys x 👍
Review posted by Lynn Fenlon, Hull
Ease Of Use
Value For Money