Get Up to £5,000!*

Select an Amount:

Apply Today It Couldn’t Be Easier

Secured Loans

Personal Finance

Credit Card Clearance

Upto £5,000

Business Loans

Small Loans

Representative 277.5% APR 

Representative Example: Borrow £700 and pay £111.27 per month for 12 months at an interest rate of 140% per annum (fixed). The total charge for credit is £635.24 The total amount repayable is £1335.24. Representative 277.5% APR (variable). Your APR rate will be based on your circumstances.

Rates from 45.3% APR to 1575% APR – we provide a no obligation quote, your APR will be based on your personal circumstances. You can choose a repayment period from 3-18 months when make your application.

Our Variety of Loan Options

There are many kinds of loans to choose from and it can be very hard to know which one will suit you best.

Don’t worry though, we have a dedicated team of experts on hand all day every day so if you do apply toward the wrong kind of finance or we think something will suit your needs better then we will let you know right away.

We are completely dedicated to making sure that you get the right plan to fulfil you needs.

As mentioned the list of loans is quite a long long, but we have tried to group them up to make the decision process a lot smoother and easier on you. Here are some of the categories:

  • Personal Loans

Theses are like payday loans and are nearly always unsecured.

  • Term Loans

Stretching over a specific period of time, these are often mixed with other kinds.

  • Debt Consolidation

Designed for those that owe several different companies different amounts. You will be able to better control your finances.

  • Logbook Loan

Usually for getting a vehicle but sometimes just using an existing vehicle as collateral.

  • Guarantor Loans

For those that have a friend or family member able to back them up if they have trouble paying the instalments.

  • Bad Credit or No Credit Check Loans

Made for those with bad credit history, even those that have been blacklisted can apply for this variety.

  • Direct Lenders

This means that you are getting the money direct from the one lending it, cutting out the usual middlemen.

  • Fast, Quick or Same Day Loans

Meant to be the quickest form of finance for those that are in a rush to get the money they are applying for.



Representative 305.9% APR. Representative example: £400 borrowed for 90 days.
Total amount repayable is £561.92 in 3 monthly instalments of £187.31.
Interest charged is £161.92, interest rate 161.9% (variable)

Loanload is a credit broker and not a lender. We pass your information to a lender once you have been accepted for a plan. We take a fee from the lender only, once you’re approved and we do not add charges to your plan in doing so.

Warning: Late repayment can cause you serious money problems. For help, go to moneyadvice.org.uk

Loanload.co.uk is a registered trading style of Serpable Ltd, which is an Introducer Appointed Representative of Quint Group Limited and is entered on the financial services register under the reference number 780328. Quint Group Limited is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register under reference number: 669450. Serpable Ltd is registered in England and Wales (Company number: 10699069), Registered Office, 17 Collingbourne Avenue, Bournemouth, Dorset. BH6 5QR.

Why not check out how our competitors compare?

Loan amount
£1,000 - £15,000
Loan term
24 - 60 Months
Great long term solutions
Apply Now

Show More ▼

Loan amount
£500 - £25,000
Loan term
1 - 10 Years
A fantastic broker that can really help.
Apply Now

Show More ▼

Reliability of Loans for People With Bad Credit Instant Decision

People are now searching for ways that will help them with their cash problems. Some actually take another job just to make ends meet. People who are relying on their monthly paychecks alone usually deal with stress since they often run out of cash. What even makes the situation worse is when an emergency happened. Good thing there are now loans which you can easily apply for and get the approval the same day such as the loans for people with bad credit instant decision. Through this loan, they are able to have extra cash in their pockets.

Be Prepared for the Worst

Running out of cash is actually bad enough but when emergency strikes then that could be a nightmare. With the help of those loans such as the loans for people with Bad Credit instant decision people who actually rely on their monthly salary can now have extra cash especially during those times. They no longer need to worry about having a good credit line. People who actually have no credit line and even those who have a bad background are welcome to apply for this loan and get approval the same day. The only concern on this loan is its high-interest rate. This is why lenders want assurance that you could pay them back on time to avoid additional charges.

Another great thing about loans for people with bad credit instant decision is that you will no longer need to go to the bank. You will surely find the form on the lender’s site. From there make sure to fill it up with your basic info and once you are done with it don’t forget to attach your ID card with social security number, email address and the latest copy of your bank account. This way the lender will have to guarantee that you are employed and could pay them back the following month. You should also be at least 18 years old.

Knowing Your Lender

While online make sure that you also check the lender’s’ terms and condition. This is the most part which most people tend to ignore. This section is wherein you will find the lending company’s interest rate and other charges. See to it that you read and fully understand it to avoid further problems in the future. This will also help you decide whether a certain lender is capable of helping you out or not most lenders start at a 50 Loan. If you wish to learn more about loans for people with a bad credit instant decision then make sure to do some research.

You will surely find those reviews and articles very beneficial as these will help you learn more about loans for people with bad credit instant decision and how it actually works. Make sure to ask around as well to get some recommendations that will help you find the best loans for people with bad credit instant decision lender online. Through this, you will not only get the benefits of this loan but will avoid getting scammed in the future.

5 most recent personal loan reviews

Review of Loans Warehouse

They really helped me when I needed it most. Wanted quick cash to pay for a one-off purchase and had an issue with my address for credit. Without Warehouse to help, I do not know how I would have gotten by till the next pay day. I am truly grateful to them.

Review posted by Oluwaseun Ahuja, Hereford

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Portman Finance

Excellent customer service from the team. Quick pay out. Would recommend 100%. Keep up the good work. Always keeping you up to date about the process of the loan.

Review posted by Tanashia MacRae

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of North London Credit Union

Was really happy how you dealt with the loan really fast. Couldn't fault your staff they were really helpful and friendly. Would recommend u to anyone. Don't normally write reviews but thought your staff desired a thank u for all there help. Highly recommended guys x 👍

Review posted by Lynn Fenlon, Hull

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money
All reviews are sourced from TrustPilot.com to guarantee authenticity.