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Personal Finance

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Upto £5,000

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Small Loans

Representative 277.5% APR 

Representative Example: Borrow £700 and pay £111.27 per month for 12 months at an interest rate of 140% per annum (fixed). The total charge for credit is £635.24 The total amount repayable is £1335.24. Representative 277.5% APR (variable). Your APR rate will be based on your circumstances.

Rates from 45.3% APR to 1575% APR – we provide a no obligation quote, your APR will be based on your personal circumstances. You can choose a repayment period from 3-18 months when make your application.

Our Variety of Loan Options

There are many kinds of loans to choose from and it can be very hard to know which one will suit you best.

Don’t worry though, we have a dedicated team of experts on hand all day every day so if you do apply toward the wrong kind of finance or we think something will suit your needs better then we will let you know right away.

We are completely dedicated to making sure that you get the right plan to fulfil you needs.

As mentioned the list of loans is quite a long long, but we have tried to group them up to make the decision process a lot smoother and easier on you. Here are some of the categories:

  • Personal Loans

Theses are like payday loans and are nearly always unsecured.

  • Term Loans

Stretching over a specific period of time, these are often mixed with other kinds.

  • Debt Consolidation

Designed for those that owe several different companies different amounts. You will be able to better control your finances.

  • Logbook Loan

Usually for getting a vehicle but sometimes just using an existing vehicle as collateral.

  • Guarantor Loans

For those that have a friend or family member able to back them up if they have trouble paying the instalments.

  • Bad Credit or No Credit Check Loans

Made for those with bad credit history, even those that have been blacklisted can apply for this variety.

  • Direct Lenders

This means that you are getting the money direct from the one lending it, cutting out the usual middlemen.

  • Fast, Quick or Same Day Loans

Meant to be the quickest form of finance for those that are in a rush to get the money they are applying for.



Representative 305.9% APR. Representative example: £400 borrowed for 90 days.
Total amount repayable is £561.92 in 3 monthly instalments of £187.31.
Interest charged is £161.92, interest rate 161.9% (variable)

Loanload is a credit broker and not a lender. We pass your information to a lender once you have been accepted for a plan. We take a fee from the lender only, once you’re approved and we do not add charges to your plan in doing so.

Warning: Late repayment can cause you serious money problems. For help, go to moneyadvice.org.uk

Loanload.co.uk is a registered trading style of Serpable Ltd, which is an Introducer Appointed Representative of Quint Group Limited and is entered on the financial services register under the reference number 780328. Quint Group Limited is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register under reference number: 669450. Serpable Ltd is registered in England and Wales (Company number: 10699069), Registered Office, 17 Collingbourne Avenue, Bournemouth, Dorset. BH6 5QR.

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Loan amount
£1,000 - £15,000
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24 - 60 Months
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Facts on Cash Loans For Bad Credit and Unemployed

There is nothing more depressing than to realise that you run out of cash. Just the thought of those unpaid bills could make you feel stressed out. Good thing there are ways which you can apply that will help you on your cash problems. Though you can always borrow from a friend or relative, it is still important to find another way that will provide you cash assistance. With the help of those loans today such as the cash loans for bad credit and unemployed, you will surely end your cash problems in no time our smallest loan is a 50 Loan.

What You Should Know about Cash Loans for Bad Credit and Unemployed

Since there are different kinds of loans today that could help you on your cash problems, it is a must that you only trust the best one. With cash loans for bad credit and unemployed you will surely be able to pay those bills on time. You will no longer need to go to the bank and even fall in long lines. The transaction will be done online so this would be very convenient especially if you don’t have time to go to the bank. You only need to submit your ID card with social security number, residential number and a copy of your latest bank account. These will provide the lender guarantees that you are employed and capable of paying the loan back. This is very convenient since you and the lender can even discuss the repayment plan that will suit your needs and budget.

This Finance is Open to All

If you know someone who has no credit line and wish to apply for the cash loans for bad credit and unemployed then they are actually free to do so as long as they could pay the lender back the following month. People who have a bad credit line, no credit line and even those who are already blacklisted are welcome to apply for this loan and even get the approval they need loans range upto 1000. Just make sure that they show proofs that they are capable of paying the loan back. Bear in mind that this loan may be easy to obtain and convenient when it comes to the application but it has a high-interest rate. This is why lenders want an assurance that you are capable of paying it back to avoid additional charges.

Find the Right Lender

There is nothing wrong with dealing with lenders online but make sure that you find and rely on the best one. Since this kind of loan is readily available online, more and more people tend to search lenders on the web. If you are one of those people who hasn’t tried this kind of process before then make sure to do some research. This will help you find the best cash loans for Bad Credit and unemployed lender and avoid getting scammed. You should also consider those reviews to help you find the best deal and services reading cash loans for bad credit and unemployed. Consider this info and you will surely gain its benefits.

5 most recent personal loan reviews

Review of Loans Warehouse

They really helped me when I needed it most. Wanted quick cash to pay for a one-off purchase and had an issue with my address for credit. Without Warehouse to help, I do not know how I would have gotten by till the next pay day. I am truly grateful to them.

Review posted by Oluwaseun Ahuja, Hereford

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Portman Finance

Excellent customer service from the team. Quick pay out. Would recommend 100%. Keep up the good work. Always keeping you up to date about the process of the loan.

Review posted by Tanashia MacRae

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of North London Credit Union

Was really happy how you dealt with the loan really fast. Couldn't fault your staff they were really helpful and friendly. Would recommend u to anyone. Don't normally write reviews but thought your staff desired a thank u for all there help. Highly recommended guys x 👍

Review posted by Lynn Fenlon, Hull

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money
All reviews are sourced from TrustPilot.com to guarantee authenticity.