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Upto £5,000

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Small Loans

Representative 277.5% APR 

Representative Example: Borrow £700 and pay £111.27 per month for 12 months at an interest rate of 140% per annum (fixed). The total charge for credit is £635.24 The total amount repayable is £1335.24. Representative 277.5% APR (variable). Your APR rate will be based on your circumstances.

Rates from 45.3% APR to 1575% APR – we provide a no obligation quote, your APR will be based on your personal circumstances. You can choose a repayment period from 3-18 months when make your application.

Our Variety of Loan Options

There are many kinds of loans to choose from and it can be very hard to know which one will suit you best.

Don’t worry though, we have a dedicated team of experts on hand all day every day so if you do apply toward the wrong kind of finance or we think something will suit your needs better then we will let you know right away.

We are completely dedicated to making sure that you get the right plan to fulfil you needs.

As mentioned the list of loans is quite a long long, but we have tried to group them up to make the decision process a lot smoother and easier on you. Here are some of the categories:

  • Personal Loans

Theses are like payday loans and are nearly always unsecured.

  • Term Loans

Stretching over a specific period of time, these are often mixed with other kinds.

  • Debt Consolidation

Designed for those that owe several different companies different amounts. You will be able to better control your finances.

  • Logbook Loan

Usually for getting a vehicle but sometimes just using an existing vehicle as collateral.

  • Guarantor Loans

For those that have a friend or family member able to back them up if they have trouble paying the instalments.

  • Bad Credit or No Credit Check Loans

Made for those with bad credit history, even those that have been blacklisted can apply for this variety.

  • Direct Lenders

This means that you are getting the money direct from the one lending it, cutting out the usual middlemen.

  • Fast, Quick or Same Day Loans

Meant to be the quickest form of finance for those that are in a rush to get the money they are applying for.



Representative 305.9% APR. Representative example: £400 borrowed for 90 days.
Total amount repayable is £561.92 in 3 monthly instalments of £187.31.
Interest charged is £161.92, interest rate 161.9% (variable)

Loanload is a credit broker and not a lender. We pass your information to a lender once you have been accepted for a plan. We take a fee from the lender only, once you’re approved and we do not add charges to your plan in doing so.

Warning: Late repayment can cause you serious money problems. For help, go to moneyadvice.org.uk

Loanload.co.uk is a registered trading style of Serpable Ltd, which is an Introducer Appointed Representative of Quint Group Limited and is entered on the financial services register under the reference number 780328. Quint Group Limited is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register under reference number: 669450. Serpable Ltd is registered in England and Wales (Company number: 10699069), Registered Office, 17 Collingbourne Avenue, Bournemouth, Dorset. BH6 5QR.

Why not check out how our competitors compare?

Loan amount
£1,000 - £15,000
Loan term
24 - 60 Months
Great long term solutions
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Loan amount
£500 - £25,000
Loan term
1 - 10 Years
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Understanding the Bad Credit Loan without Guarantor

Obtaining the right sort of loan that will help settle your money issues can be very hard particularly if you don’t have any thought which one you ought to pick. It is critical that you just get the best one that will work best for you. It’s fortunate there are loans, for example, the bad credit loan without guarantor that won’t just help you on your money issues yet will likewise give more help with respect to a repayment plan that will suit your necessities and spending plan. Be that as it may, on the off chance that you don’t have any thought in regards to bad credit loan without guarantor then better discover more about it to completely make the most of its advantages.

Why an Ever Increasing Number of Individuals Favoured the Bad Credit Loan without Guarantor?

With Bad Credit loan without guarantor, you will doubtlessly have the capacity to apply for it regardless of the possibility that you have no credit line. This is one of the many reasons why an ever increasing number of individuals favoured this loan particularly the individuals who have no credit line, bad credit line and blacklisted. They are really welcome to apply for this loan and get the endorsement that day. This gives them astounding advantages and money assistance particularly the individuals who depend on their regular scheduled paychecks alone. The main worry about the bad credit loan without guarantor is the high financing cost.

Since this loan is available then anticipate that it will have high financing cost not at all like those different loans offered by banks. The financing cost of this loan is really higher than those offered to individuals with a clean credit line. So to avoid extra charges make a point to pay the lender back on time. On the off chance that you have additional concerns in regards to their offered repayment plan see to it that you talk about it with your lender so you could pick the best plan that will work best on your requirements and spending plan.

Easy Step-by-Step Process – 100% Online

Another wonderful advantage which you will doubtlessly get from bad credit loan without guarantor is its helpful alternative of utilisation. With bad credit loan without guarantor, you will no longer need to go to the bank just to fill up the form. This is exceptionally helpful particularly for the individuals who have day occupations. You just need to go on the web and from that point, you will answer the form given to borrowers. Along these lines, the lender will have a confirmation that you are fit for paying them back on time. It is vital that you have a job also to qualify for this loan loans on average accross the market are 1000 .

While online trying to do some research with respect to bad credit loan without guarantor particularly if this is your first time we cater for all loan amounts even as low as 50. Do some research by reading surveys and articles with respect to bad credit loan without guarantor and how they give their administrations and arrangements to buyers.

5 most recent personal loan reviews

Review of Loans Warehouse

They really helped me when I needed it most. Wanted quick cash to pay for a one-off purchase and had an issue with my address for credit. Without Warehouse to help, I do not know how I would have gotten by till the next pay day. I am truly grateful to them.

Review posted by Oluwaseun Ahuja, Hereford

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Portman Finance

Excellent customer service from the team. Quick pay out. Would recommend 100%. Keep up the good work. Always keeping you up to date about the process of the loan.

Review posted by Tanashia MacRae

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of North London Credit Union

Was really happy how you dealt with the loan really fast. Couldn't fault your staff they were really helpful and friendly. Would recommend u to anyone. Don't normally write reviews but thought your staff desired a thank u for all there help. Highly recommended guys x 👍

Review posted by Lynn Fenlon, Hull

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money
All reviews are sourced from TrustPilot.com to guarantee authenticity.