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Small Loans

Representative 277.5% APR 

Representative Example: Borrow £700 and pay £111.27 per month for 12 months at an interest rate of 140% per annum (fixed). The total charge for credit is £635.24 The total amount repayable is £1335.24. Representative 277.5% APR (variable). Your APR rate will be based on your circumstances.

Rates from 45.3% APR to 1575% APR – we provide a no obligation quote, your APR will be based on your personal circumstances. You can choose a repayment period from 3-18 months when make your application.

Our Variety of Loan Options

There are many kinds of loans to choose from and it can be very hard to know which one will suit you best.

Don’t worry though, we have a dedicated team of experts on hand all day every day so if you do apply toward the wrong kind of finance or we think something will suit your needs better then we will let you know right away.

We are completely dedicated to making sure that you get the right plan to fulfil you needs.

As mentioned the list of loans is quite a long long, but we have tried to group them up to make the decision process a lot smoother and easier on you. Here are some of the categories:

  • Personal Loans

Theses are like payday loans and are nearly always unsecured.

  • Term Loans

Stretching over a specific period of time, these are often mixed with other kinds.

  • Debt Consolidation

Designed for those that owe several different companies different amounts. You will be able to better control your finances.

  • Logbook Loan

Usually for getting a vehicle but sometimes just using an existing vehicle as collateral.

  • Guarantor Loans

For those that have a friend or family member able to back them up if they have trouble paying the instalments.

  • Bad Credit or No Credit Check Loans

Made for those with bad credit history, even those that have been blacklisted can apply for this variety.

  • Direct Lenders

This means that you are getting the money direct from the one lending it, cutting out the usual middlemen.

  • Fast, Quick or Same Day Loans

Meant to be the quickest form of finance for those that are in a rush to get the money they are applying for.



Representative 305.9% APR. Representative example: £400 borrowed for 90 days.
Total amount repayable is £561.92 in 3 monthly instalments of £187.31.
Interest charged is £161.92, interest rate 161.9% (variable)

Loanload is a credit broker and not a lender. We pass your information to a lender once you have been accepted for a plan. We take a fee from the lender only, once you’re approved and we do not add charges to your plan in doing so.

Warning: Late repayment can cause you serious money problems. For help, go to moneyadvice.org.uk

Loanload.co.uk is a registered trading style of Serpable Ltd, which is an Introducer Appointed Representative of Quint Group Limited and is entered on the financial services register under the reference number 780328. Quint Group Limited is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register under reference number: 669450. Serpable Ltd is registered in England and Wales (Company number: 10699069), Registered Office, 17 Collingbourne Avenue, Bournemouth, Dorset. BH6 5QR.

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Loan amount
£1,000 - £15,000
Loan term
24 - 60 Months
Great long term solutions
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Loan amount
£500 - £25,000
Loan term
1 - 10 Years
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<h1style=”color:white!important;”>Choosing 1000 Loan Over 12 Months Bad Credit

If you are planning to get a loan that will help resolve your cash problems then be extra careful especially if you are going to make deals online. Though there are actually loans today which you can easily obtain through online, it is still important that you choose the best one that will suit your needs. It will also be your advantage if you will find the best lender. With 1000 loan over 12 months bad credit you will surely end your cash problems in no time. However, make sure that you fully understand how this loan actually works.

With 1000 loan over 12 months bad credit there’s no need for you to go to the bank just to get the form you need. This is very convenient especially if you have a job and don’t have enough time to go to the bank during the weekdays. With 1000 loan over 12 months Bad Credit you only need to go online and from the lender’s site, you will find the form you need.

Make sure to answer it with your basic info and attach your ID card with social security number, email address and a copy of your latest bank account. This way the lender will know that you are able to pay them back on time. You also must have a job to qualify for this loan. Bear in mind that this loan has high interest rate so the lender just wants to make sure that you will be able to pay them back on time to avoid additional charges.
<h2style=”color:white!important;”>Hassle Free Financing

With the help of 1000 loan over 12 months bad credit, there’s no need for you to worry about having no credit line. This kind of loan actually works best on people who have no credit line and a bad credit line. There will be no background verification as well. It is very much convenient especially for those who are in dire need of cash but worry about their credit lines. However just make sure that you have a job to qualify for this amazing loan. While online make sure that you also discuss the repayment plan they offer to their clients. This is very important so you will be able to know which option will suit your needs and budget. This will help you pay the lender on time.

The benefits which you could get from 1000 loan over 12 months bad credit are actually endless. However, this could be yours if you will only find the best 1000 loan over 12 months bad credit lender online. Make sure to do some research. It will also help a lot to ask around from your friends regarding this loan. Through their recommendations, you will be able to find several names of reliable 1000 loan over 12 months bad credit lenders. Once you have the list of those names, make sure to compare their offered deals and services to help you determine which one will provide you with the best assistance.

5 most recent personal loan reviews

Review of Loans Warehouse

They really helped me when I needed it most. Wanted quick cash to pay for a one-off purchase and had an issue with my address for credit. Without Warehouse to help, I do not know how I would have gotten by till the next pay day. I am truly grateful to them.

Review posted by Oluwaseun Ahuja, Hereford

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Portman Finance

Excellent customer service from the team. Quick pay out. Would recommend 100%. Keep up the good work. Always keeping you up to date about the process of the loan.

Review posted by Tanashia MacRae

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of North London Credit Union

Was really happy how you dealt with the loan really fast. Couldn't fault your staff they were really helpful and friendly. Would recommend u to anyone. Don't normally write reviews but thought your staff desired a thank u for all there help. Highly recommended guys x 👍

Review posted by Lynn Fenlon, Hull

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money
All reviews are sourced from TrustPilot.com to guarantee authenticity.